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Financial Aid Eligibility

To receive Wentworth and/or federal aid, you must

  • have a complete application for financial aid on file at Wentworth.
  • demonstrate financial need, except for some loan programs.
  • be admitted or enrolled in a degree program and be taking at least 6 credit hours per semester (Federal Pell Grant requires only 3 credit hours per semester minimum).
  • be a U.S. citizen or eligible non-citizen.
  • have a valid Social Security Number.
  • be making satisfactory academic progress.
  • be registered with Selective Service.
  • not be in default on a student loan or owe a refund or federal aid at any institution.
  • sign a statement on the FAFSA certifying that you will use federal student aid only for educational purposes.
  • At Wentworth, all student aid is awarded annually on a first come first serve basis.  The earlier you apply, the more funds that are available to award.  The FAFSA is available October 1st so be sure to complete it as close to that date as possible.
  • A Wentworth financial aid award is evenly split between the two semesters in which a student is enrolled full-time in classes.  Awards are not available for use during a COOP semester.  If a student only attends classes for one semester within the academic year, only one half of the annual awarded aid will be available.
  • Federal student loans and work-study awards are evenly split between the two semesters in which a student is enrolled in classes.   They are not awarded during a COOP semester because there are no tuition charges.  However, Federal grants, such as Pell Grant and SEOG,  are split evenly between all semesters in which a student is enrolled on a full-time basis, including a COOP term.   For example, any academic year in which a student receives a federal Pell Grant and has a required COOP term, the federal Pell Grant is split into thirds.  For any academic year in which a student attends less than all the required semesters, any federal grants awarded will be prorated.

  • Please refer to your financial aid award on Leopardweb to see how much student aid that you have each semester.

Financial Need and Cost of Attendance

The Office of Financial Aid awards financial aid to students who demonstrate financial need (except for Unsubsidized Direct Stafford Loans and all PLUS Loans). When you complete the FAFSA, the information you report is used in a formula, established by the U.S. Congress, that calculates your Expected Family Contribution (EFC). The EFC is used as a guideline to determine what financial aid you are eligible to receive.

There isn't a maximum EFC that defines eligibility for other financial aid programs. Instead, your EFC is used in an equation to determine your financial need:                                                                   

Cost of Attendance - Expected Family Contribution (EFC) = Financial Need;                                                               

The Cost of Attendance (COA) is the maximum amount of funds that may be borrowed in an academic period. Please note this is not the amount you will be paying on your tuition bill.

Each school determines its own COA. This figure includes direct costs and indirect costs.

Direct costs are for goods and services that you pay directly to the school and are found on your Wentworth bill.  Examples of direct costs are tuition, on-campus housing and meal plan. 

Indirect costs are for goods and services that you may incur while attending school and are not paid to Wentworth.  Examples of indirect costs are travel expenses, books and supplies, off-campus housing and personal expenses. 

The amount will vary depending on whether you plan to live on campus or commute from home. Because each school has a different cost of attendance, your financial need will vary from school to school.

Estimated Cost of Attendance for 2018 - 2019

The information below reflects ESTIMATED 2018 - 2019 annual (direct) costs attend Wentworth.  Bills are generated on a semester basis.

Full-time Day Student living on campus
Fall/Spring

Tuition: $33,950.00
Room and Board: $14,190.00
Total: $48,140.00

Part-time CPCE Commuter Student
Fall/Spring/Summer

Tuition: $9,975.00
Room and Board: N/A
Total: $9,975.00

Graduate Commuter Student
Fall/Spring/Summer

Tuition: $20,430.00
Room and Board: N/A
Total: $20,430.00

Depending upon living arrangements and course of study, students should plan to budget an additional estimated $5,125 - $7,125 annually to cover books/supplies, personal and/or travel expenses. These additional costs will be considered when awarding your financial aid.

Room & Board estimates pertain to students living on-campus. Students living off-campus will not have room or board charge appear on their bill unless they signed an on-campus meal plan contract.  The on-campus estimate for Room & Board was based on students living in a double room and a basic meal plan.  If there is a credit on your bill, it may be used to pay for your off-campus housing.  If you are living off campus, your estimate Room & Board for awarding purposes is $16,635.

Graduate Commuter student tuition is based on 18 credits for the year in the Master of Science in Construction Management program.

At the discretion of the Institute, tuition and fees are subject to change at any time.

Satisfactory Academic Progress

The Financial Aid office is required by federal regulations to periodically review the academic progress of financial aid recipients to ensure that they are moving towards the completion of their program of study.

A student is considered to be making Satisfactory Academic Progress (SAP) if the student meets both qualitative and quantitative standards described below.

Qualitative Standard

A student must maintain a minimum cumulative grade point average as noted below to be considered as making satisfactory academic progress.

Minimum Cumulative Grade Point Average Required For SAP

Undergraduate 
Total Credits Earned:  0-31
Cumulative GPA -- 1.75
Total Credits Earned: 32+
Cumulative GPA – 2.0

Graduate
Total Credits Earned:  0-31
Cumulative GPA – 3.0
Total Credits Earned: 32+
Cumulative GPA – 3.0

Quantitative Standard

A student must successfully complete at least 66.67% of the total credits attempted. All attempted credits resulting in either an academic grade or administrative transcript notation may be included in the quantitative calculation.

For example, a student who enrolled and attempted 18 credits in the semester must earn at least 12 credits in order to be making satisfactory academic progress.

In general, coursework that is taken while in attendance at Wentworth Institute of Technology and applies to the student's academic program is taken into account when reviewing satisfactory academic progress (SAP). However, there are some exceptions. Please refer to the table below for a breakdown of how each type of course or credit is treated in the review.

Type of Course: Regular courses in a program of study
Cumulative GPA: Y
Completion Rate: Y
Maximum Timeframe:Y

Type of Course: Repeat Courses
Cumulative GPA: Y
Completion Rate:Y
Maximum Timeframe:Y

Type of Course: Transfer Credits
Cumulative GPA: N
Completion Rate: Y
Maximum Timeframe: Y

Type of Course: Consortium Credits
Cumulative GPA: N
Completion Rate: Y
Maximum Timeframe: Y

Type of Course: Incompletes
Cumulative GPA: N
Completion Rate: Y
Maximum Timeframe: Y

Maximum Timeframe

A student may receive student federal aid for any attempted credits towards their program of study as long as those credits do not exceed 150% of the published length of the student's program of study. For example, a student enrolled in an eligible 138 credit baccalaureate program can receive financial aid for up to 207 credits attempted.

Satisfactory Academic Progress (SAP) Review Process

  • When is my academic progress reviewed? -- At the end of each semester
  • Are there warning periods? -- Yes, there is one warning period
  • Is there an appeal process? – Yes
  • Can I regain financial aid eligibility once I lose it? – Yes

Academic Periods Included in the Review

A student’s Satisfactory Academic Progress (SAP) will be evaluated each semester at the end of the payment period and for all periods of enrollment regardless of whether or not Financial Aid was received.  Students who meet SAP standards will be coded as making satisfactory academic progress and will retain eligibility for financial assistance funds for the following semester.

Students who do not meet SAP standards will be placed on SAP Warning for one semester. Students placed on SAP Warning will retain their eligibility for Student Federal Aid during the warning semester.  The student will be notified of a SAP warning by email to their WIT email address followed by a letter to their permanent address.

At the end of the warning period, SAP standards will be reviewed. If the student meets SAP standards, they will once again be coded as making satisfactory academic progress and will retain eligibility for Student Federal Aid for the following semester

If the student is unable to meet the standards for SAP, they will be placed on Financial Aid Suspension and will no longer be eligible to receive financial assistance funds at the institution until such time that they are able to meet the standards of SAP.  The student will be notified of a SAP suspension by email to their WIT email address followed by a letter to their permanent address.

Appeal Process

Students who become ineligible for federal student aid due to not meeting the financial assistance standards of satisfactory academic progress may appeal for a review of that determination. A student who believes he or she has extenuating circumstances that affected his or her ability to progress satisfactorily should appeal utilizing the appeal application within 30 days of the date of the letter indicating a loss of financial aid eligibility. Examples of cases that may be considered are as follows:

  • Student becomes seriously ill
  • Student’s relative dies
  • Student is severely injured

Other cases may be considered and is reviewed on a case-by case basis. The appeal should be addressed to the Financial Aid Appeals Committee and be submitted to the Financial Aid office. The appeal should include a completed appeal form, a letter to the Financial Aid Appeals Committee requesting a re-evaluation of the student’s aid eligibility, and an unofficial copy of the student’s transcript.  The letter should include an explanation of the student’s past academic performance and the reason the student’s aid eligibility should be reinstated.   Also, the student must submit an approved academic plan from their academic advisor.

An appeal may be approved only if

  • the institute determines that the student will be able to meet SAP standards after the subsequent semester; or
  • the student has an approved academic plan that will ensure that the student will be able to meet SAP standards by a specific point in time or successfully complete their academic program.

Appeals will be reviewed by the Financial Aid Appeals Committee for reconsideration based on extenuating circumstances presented by the student. Decisions by this Committee are considered final. If the appeal is approved the student will be placed on Financial Aid Probation and will have one semester (or longer if there is an approved academic plan) to meet SAP requirements and remain eligible for financial aid.

Other Important Considerations

Co-op

Unsuccessfully completion of a required Co-op impacts SAP, whether the student withdraws from the Co-op or receives a ‘U’ grade.  A student who does not successfully complete a required Co-op will be placed on SAP Warning or SAP Suspension depending upon the SAP standing with which the student started the semester.

Change of Program
A student who changes their academic program may request an appeal in that determination if he or she has changed programs while enrolled at their current school. All courses attempted will be evaluated for the Maximum Timeframe component.

Consortium
All courses taken at an institution other than the home institution through an official consortium are included in the calculation for completion rate and maximum timeframe components, but are excluded from the student's cumulative GPA component.

Course Withdrawal
Course withdrawal may affect a student’s eligibility for financial assistance funds.

Incompletes
All incompletes must be resolved by the midpoint of the semester following the receipt of the incomplete grade. If not resolved, the grade is either automatically changed to an F or is considered to be an F for all components of the satisfactory academic progress review. Financial assistance funds can be withheld until Incompletes are resolved.

Repeat Courses
Only the most recent grade for a course that has been repeated will count towards a student's cumulative GPA. Therefore, grades from prior attempts will be excluded from the student's cumulative GPA. However, all attempts including the most current will be included in the calculation for the completion rate and maximum timeframe components. Financial assistance funds will cover a repeated course only when it is repeated to replace an unacceptable grade as determined by a specific course and/or major.

Transfer Credits
Credits that are transferred in from another institution and apply to the most current major will be excluded from the student’s cumulative GPA. However, they will be included in the calculation for the maximum timeframe component and the completion rate components

Zero Credits Earned

Students who earned zero credits (all grades of W, U, WA and/or F) during a semester may be subject to the return of 50% of their federal aid. Barring the availability of information to ascertain the student’s last day of attendance at an academically related event, the Institute may assume the student has ceased participation in academic activities at the midpoint in the semester. The student will be responsible for any balance from the loss of funding.

Remedial Course Credits

Remedial course credits attempted are included in the calculation for completion rate, cumulative GPA and maximum timeframe components

Financial Aid Proration For Students Enrolled Less Than Full-Time

Financial Aid is often pro-rated when a student is enrolled in less than 12 credits during a semester.  Should you plan to enroll less than full-time, please contact your financial aid counselor to determine your eligibility for aid.